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Home Insurance  // Browsing posts in Home Insurance

Homeowners insurance does not cover floods!

I’m always a little surprised–and saddened–that so many homeowners don’t realize that standard home insurance policies almost always exclude damage from floods. If you’re at risk from a flood, you absolutely have to buy a flood insurance policy to make sure you’re protected. Here are some additional tips and information from FEMA and the National …

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Insuring expensive gifts

If Santa left a new TV, video game system or other pricey gift under your Christmas tree this year, you may need to update your home or renters insurance coverage. The electronics salesman at Wal-Mart or Best Buy will tell you every single detail about the new Toshiba big-screen lightning-fast laptop, but he won’t tell …

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The Real Cost Of Not Having Mortgage Protection Insurance

Many homeowners don’t take the time to think of what would occur if they did not have the ability to pay their mortgage. But yet everyday people face illnesses, natural disasters or a sudden death in the family that can prevent you from having the funds needed to make your mortgage payments. With mortgage protection …

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